About Us

Multi-currency. Open. Compliant. Yours.

TTR.cash is a next-generation financial utility platform designed to support individuals and businesses operating across borders. Whether you’re managing international payments, moving capital between wallets, or exchanging currencies—TTR.cash gives you total control in one secure, compliant ecosystem.

We bring together the flexibility of decentralized wallets, the compliance of open banking, and the simplicity of modern user experience—so you can spend less time on logistics and more time growing your vision.

Our Vision

We’re building a financial infrastructure that empowers users to move and manage money—across currencies, wallets, and borders—without unnecessary delays, hidden fees, or gatekeeping.

Whether you’re a global merchant, freelancer, or fund operator, TTR.cash gives you the tools to deposit, transfer, withdraw, and exchange capital with ease and visibility.

What We Offer

Deposit with Confidence

Each user can maintain multiple wallets per currency. When you deposit into a TTR.cash-owned bank, crypto, or PayPal account, funds are reflected in your designated wallet. No third-party holds. No confusing delays.

◉ Accepted channels: Bank Transfer, USDT/USDC, VIETQR (VND only), TTRPAY PayPal
◉ Each wallet type comes with a user-level hash code for internal traceability
◉ Sub-wallets per currency supported (e.g., multiple USD wallets via different channels)

Smart Internal Transfers & Exchange

TTR.cash lets you move funds across wallets or to other users based on real-time FX rates, refreshed every 20 seconds. Each transfer locks in a rate + applicable fee upon confirmation. Fast and secure transfer with one click

◉ Cross-wallet transfers supported within your account. Seamless transfer with no delays
◉ Fee and rate calculation depends on membership tier. Free users can enjoy secure transaction with only slightly higher fee
◉ Foreign exchange pricing includes floating % + fixed component

Withdraw on Your Terms

Create withdrawal orders and choose where your funds go—your account or another verified user. Depending on integration, payouts are either automatic (via API) or reviewed and processed manually. Once confirmed, funds are transferred securely.

◉ Withdraw to self or external beneficiaries
◉ Realtime reporting for card transactions
◉ Manual or automated disbursement approval

KYC, SSO & Compliance

We follow strict onboarding processes to keep TTR.cash safe and compliant. Users can either register and complete KYC directly on TTR.cash or log in seamlessly via their verified TTRPAY account using Single Sign-On (SSO).

◉ Personal and Business profiles supported
◉ Tiered access based on verification level
◉ Real-name ownership under open banking model (no pooled floor)

How We're Different

No Floor Account Risks

Every user’s wallet balance is backed by real holdings in accounts under their own name or securely managed by TTR.cash.

Dynamic Exchange

Auto-updating FX rates every 20 seconds ensures market alignment, rate transparency, and real-time settlement at the point of confirmation.

Role-Based Fees

Our pricing adapts to wallet type, user membership level, and currency used (e.g., VA VND vs VA USD have structurally different costs).

Transparent, Modular Fee System

From account setup to card swipe fees, every charge is documented.

Fee Categories

• KYC verification (initial)
• Wallet opening per currency
• Monthly maintenance
• Receiving and transfer fees
• Currency conversion
• Card-related transaction charges
• Withdrawal processing (manual or automated)

Our Main User Base

TTR.cash is built for the modern financial user:
➢ Vietnamese businesses needing stable FX gateways
➢ Global merchants managing multi-channel settlements
➢ Freelancers and creators handling earnings in multiple currencies
➢ Web3-native traders optimizing for wallet structure and fee control
We combine fintech innovation with regulatory transparency, allowing you to move funds where they’re needed—without delay, confusion, or compromise.